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Amex foreign transaction fee full#
Amex foreign transaction fee free#

Combined with its lack of foreign transaction fees, this card is not just one of the best no-forex-fee cards but one of the best overall rewards cards in Canada. Get more details about the Scotiabank Passport Visa Infinite* Go to SiteĪt a glance: The Scotiabank Gold American Express has an impressive everyday earn rate, especially on food and transit.

You’ll need to earn an income of at least $60,000 (or $100,000 as a household) to qualify, which means the card may be out of reach for some Canadians.

On October 1, 2022, the Scotiabank Passport Visa Infinite’s annual fee increased from $139 to $150.

Amex foreign transaction fee full#

This card offers a full range of travel insurance benefits including travel emergency medical insurance, trip cancellation/trip interruption insurance and more.

Amex foreign transaction fee free#

With this card, you’ll receive a complimentary Priority Pass membership with six free airport lounge visits per year that’s the most lounge passes available on a card with an annual fee below $200. The Scotiabank Passport Visa Infinite is the only no-forex-fee card in Canada to also offer airport lounge access.Every year that you charge $40,000 or more, you’ll earn an additional 10,000 bonus points ($100 value toward travel). The Scotiabank Passport Visa Infinite rewards high-volume spenders.Points can be redeemed for a wide variety of products and services, even against purchases with Uber, UberEats and Airbnb. Scotia’s travel redemptions are extremely broad.But, you will need to redeem a minimum of 5,000 points (equivalent to $50 in savings) at a time. There are no complicated travel charts or maps, and you’ll get the same value wherever you fly. Redemptions for travel purchases are intuitive and as easy as cash back in your wallet.You can redeem points using Scotia’s travel agency or apply points on any travel purchase from virtually any airline or hotel provider up to 12 months later. Scotia’s Scene+ points are extremely flexible.Annual income requirement: Personal income of $60,000 or household income of $100,000.

Welcome offer: earn up to $1,100+ in value in the first 12 months, including up to 35,000 bonus Scene+ points.Earn rates: 2 Scotia Rewards points per $1 spent on travel, groceries, restaurants and entertainment 1 point per $1 on all other eligible purchases.Interest rates: 20.99% on purchases, 22.99% on cash advances, 22.99% on balance transfers.Annual fee: $150 (waived for the first year).currency purchasesĪt a glance: As the first card from one of Canada’s big banks to waive its foreign transaction fees, the Scotiabank Passport Visa Infinite offers strong rewards, an easy-to-understand and flexible rewards system, and seriously impressive airport lounge benefits. 3 points per $1 on foreign currency purchases.2% in points on gas, grocery and drugstore purchases.3% in points on eligible travel purchases.$149 annual fee (waived the first year).1 point on everything else (including all foreign purchases).3 points on gas, daily transit and select streaming services.5 points per $1 on dining, groceries and entertainment-related purchases.

$120 annual fee (waived the first year).

1 point per $1 on all other eligible purchases.

2 Scotia Rewards points per $1 on travel, groceries, restaurants and entertainment.

$150 annual fee (waived the first year).

If you’re a frequent traveller or online shopper, you could save a lot of money by bringing a no foreign transaction fee card along on your next trip. The good news is there’s a good selection of credit cards for Canadians that either offer no foreign transaction fees or reward with more than enough cash back to cover the fees. Canada’s best no foreign transaction fee credit cards for 2023īy Keph Senett and Winston Sih on July 5, 2023Ĭanadians love travel and shopping, but when using their credit cards outside of Canada, many pay foreign transaction fees-as much as 2.5%-on every purchase.